You know that image that pops into your head when you hear about an ignorant married woman who has no credit of her own and no understanding of the household finances? Even as a young girl, I knew that would never be me. I didn’t want to be dependent on my husband. I had my own credit card and checking account before I met Rob. When we were married, we got our joint checking account, though I still kept my own account because that is what smart women do. We don’t split up money or anything like some couples do. All the money is our money.
But I now realize that I am very dependent on Rob. Perhaps less so now than a few years ago, but more than I ever imagined I would be. A few years ago, when we were still in our first home, if someone would have asked me about my mortgage I wouldn’t have been able to answer. How much is the house worth? Dunno. How much is your monthly payment? Dunno. How much are your property taxes? Dunno. How much is your homeowners insurance? Dunno. Rob took care of all the money, so I didn’t feel it was necessary to know those things. Nor did I care to learn those things. I didn’t want to take responsibility for those things.
Then we had the boys and I had to start being more responsible. Doctors appointments, daycare enrollment, and financial aid for my school tuition all became things that were my responsibility. When we moved into this house three years ago, I took over the household finances. I can now answer any questions about our finances, including the basics of our mortgage. I’m regaining independence. But every once in a while, I’m reminded just how little I know about some things.
A case in point is my recent visit to the urgent care. While checking in, the receptionist asked me to verify my insurance information, and my lack of an intelligent answer probably led her to believe I was there for head trauma.
Her: “Your husband still works for ‘SomeCompany’ in ‘SomeCity’?”
Me: “Yes. Well, no. Kind of. They changed their name, so they’re ‘SomeOtherCompany’ now.”
Her: “So he works for ‘SomeOtherCompany’?”
Me: “I think so. I mean, he does, but I’m not sure which part he works for. There’s ‘SomeOtherCompany’, ‘AnotherCompany’, and ‘COMPANY’, but they’re all the same company. I guess you can just put ‘SomeOtherCompany’, right?”
Her: “Okay. So ‘SomeOtherCompany’. What’s his phone number there in ‘SomeCity’?”
Me: “No. Not ‘SomeCity’. He’s in ‘NewCity’ now.”
Her: “Not ‘SomeCity’?”
Me: “No, he used to be in ‘SomeCity’, but he’s in ‘NewCity’ now.”
Her: “Okay. What’s his ‘NewCity’ number then?”
Me: “Uh… I don’t know. He’s out of the office a lot.”
Her: “Does he have a cell phone?”
Me: “Oh, sure.” (I give her the number)
Her: “What’s the address there?”
Me: “Uh.”
Her: “You don’t know the address?”
Me: “I think… Oh! I know the street. It’s on ‘AnotherCompany’ Drive.”
Her: “‘AnotherCompany’?”
Me: “Yes. Hmm. I wonder if that means ‘AnotherCompany’ is the employer then. Do you think we should change that?”
Her: “To ‘AnotherCompany’?”
Me: “Yes. I mean… no, maybe not. Just leave it.”
Her: “Okay. What does he do there?”
Me: “Uh… I don’t know.”
Her: “What’s his job title?”
Me: “I don’t really know.”
Her: “You don’t know?”
Me: “No. He’s um… He… It’s a bank. Can you put that? He works for the bank”
Her: “Like a teller?”
Me: “No, more like a… I don’t know. A… He just works for the bank.”
Did I just give you a new image to pop into your head when you hear about ignorant married women?
COMMENTS: 4 Comments